Enter each amount, rate, and time period. The result updates automatically. Review the breakdown to compare the main estimate with the supporting planning figures.
Net Worth Calculator
Add key assets and liabilities to estimate current net worth and the share of assets financed by debt.
Enter your assumptions
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Result
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Assets minus liabilities
Total assets—
Total liabilities—
Debt-to-asset ratio—
Liquid net worth—
Net worth = total assets − total liabilities.
What the result means
The main result summarizes the calculation using your current inputs. The supporting figures show the components and useful comparisons.
This estimate is for planning and education. Investment returns, lending terms, taxes, fees, and actual cash flows can differ.
Assets of $400,000 and liabilities of $235,000 produce a net worth of $165,000.
What assumptions does this calculator use?
It applies the values shown in the input panel and compounds or amortizes them at the stated interval.
Can I enter decimal values?
Yes. Decimal amounts and rates are supported where they are meaningful.
Are taxes and fees included?
Only when an input explicitly asks for them. Add outside costs separately when planning.
Why might an actual result differ?
Market returns, payment timing, rounding, taxes, and provider rules can change real outcomes.
How should I use the result?
Treat it as a planning estimate, then compare it with statements, quotes, or professional advice.