- Enter the requested amounts and assumptions.
- Keep time periods and units consistent.
- Review the main result and the supporting comparisons.
- Change one input at a time to test alternatives.
Passive Income Calculator
Estimate the asset base needed to support a monthly passive-income target after drag and a safety margin, then see the gap from current assets and an approximate funding timeline.
Your inputs
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Result
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Required asset base
Funding gap—
Net yield—
Target annual income—
Estimated time to target—
Required assets = annual income target × (1 + safety margin) ÷ [stated yield × (1 − drag)].
What the result means
The main result summarizes the calculation using the values currently shown above. Supporting figures expose the most useful tradeoffs instead of hiding them in one total.
Yields, vacancies, fees, and investment growth can vary.
For $2,000 monthly income, a 4% yield, 15% drag, and 20% margin, the estimated asset requirement is about $847,059.
What should I enter in the Passive Income Calculator?
Use figures from the same time period and keep every monetary amount in the same currency.
Does this tool include taxes?
No. Results are planning estimates before taxes unless an input explicitly accounts for them.
Can I use a currency other than dollars?
Yes. The arithmetic is currency-neutral; treat the dollar symbol as your chosen currency and stay consistent.
Why might my real result differ?
Yields, vacancies, fees, and investment growth can vary. Rounding and changing future inputs can also affect the outcome.
How often should I update the estimate?
Recalculate whenever a major input changes so the comparison remains useful.