The Paycheck Calculator converts gross earnings into an estimated take-home amount for one pay period. Instead of embedding a location-specific tax table, it applies the withholding rates and deductions you enter, making the model usable for rough planning across different payroll situations. Use the breakdown to separate taxes, percentage-based benefits, and fixed deductions. The estimate can help compare job offers or check a payroll scenario, but an actual pay stub may differ because employers apply detailed tax rules, benefit limits, and year-to-date adjustments.
Use hours and base hourly pay for the selected pay period.
Enter overtime hours and the multiplier used by your employer.
Combine the tax withholding rates you want to model.
Use a percentage for deductions tied to gross pay and a fixed amount for flat deductions.
Check the gross-to-net difference and adjust assumptions to match a known pay stub.
Gross pay = regular hours × hourly rate + overtime hours × hourly rate × overtime multiplier
Net paycheck = gross pay − gross pay × withholding rate − gross pay × benefit rate − fixed deductions
This is a planning model, not a jurisdiction-specific payroll engine.
Use the result as an estimate based on the values and assumptions entered.
Changing an input updates the result automatically.
Given: 80 regular hours at $30, 5 overtime hours at 1.5×, 22% withholding, 5% benefit deductions, and $50 fixed deductions.
Calculation: Gross pay = 80 × $30 + 5 × $30 × 1.5 = $2,625. Withholding = $577.50. Benefits = $131.25. Net = $2,625 − $577.50 − $131.25 − $50.
Result: Estimated net paycheck = $1,866.25.
No. It applies the combined rate you enter and does not reproduce a full tax withholding system.
No. Enter regular and overtime hours separately to avoid double counting.
Use the benefit percentage if the deduction scales with pay, or fixed deductions if it is a flat amount.
Yes, after converting salary to gross pay per period and entering that equivalent through hours and rate.
Payroll systems may use tax brackets, pretax deductions, benefit caps, garnishments, and year-to-date adjustments.