The PayPal Fee Estimator calculates the fee deducted from a payment and the net amount received using the percentage and fixed fee you enter. It also shows the amount to request when you want to receive a specific net payment after fees. Fee schedules vary by product, country, currency, merchant agreement, and transaction type. Keeping both fee inputs editable makes the page useful without treating one published rate as universal.
Use the gross amount sent by the buyer or customer.
Copy the rate that applies to the transaction type you are modeling.
Use the fixed amount charged in the transaction currency.
The result subtracts both components from the gross payment.
Verify the applicable schedule for your account, country, and payment product.
Fee = payment amount × percentage fee + fixed fee
Net received = payment amount − fee
Gross amount needed for a target net = (target net + fixed fee) ÷ (1 − percentage fee)
Use the result as an estimate based on the values and assumptions entered.
Changing an input updates the result automatically.
Given: A $100 payment, 3.49% percentage fee, and $0.49 fixed fee.
Calculation: Fee = $100 × 0.0349 + $0.49 = $3.98. Net = $100 − $3.98.
Result: Estimated net received = $96.02.
No. Replace them with the rates that apply to your account and transaction.
No. Add conversion costs separately because they may use different pricing.
Refund treatment depends on the provider terms and is not modeled here.
The fixed fee represents a larger percentage of a small transaction.
Yes. Use the gross-up relationship shown in the formula section for your desired net amount.