1. Convert every plan to a monthly amount
Divide annual plans by 12 and multiply weekly plans by 52 ÷ 12.
2. Group subscription charges
Place each recurring plan in the closest household category.
3. Enter monthly uses
Count meaningful household uses across the listed subscriptions if you want a cost-per-use estimate.
4. Enter people benefiting
Use the number of household members who regularly receive value from the plans.
5. Review annual and unit costs
Look for categories or subscriptions that warrant cancellation, sharing, or renegotiation.